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Combine flour, sugar, baking powder and cinnamon in a large bowl.
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Mix milk, banana, egg and vanilla until well combined. Stir into the bowl of dry ingredients. Fold in ¼ cup of the chocolate chips.
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Spray your griddle with cooking oil and place over medium heat.
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Pour batter onto the griddle into the pancake size you desire. Make a stack of small ones, or a few extra large pancakes! Cook for about 2 minutes, or until the tops begin to bubble. Then, flip the pancake and cook for another minute or until golden. Work your way through the batter, reapplying cooking spray as needed.
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Top your pancakes with more chocolate chips and serve.